Relationship Specialist - Portland/Vancouver

Company: Umpqua Bank
Location: Vancouver
Posted on: May 25, 2023

Job Description:

About Us:Umpqua Bank is a publicly traded financial holdings company which offers banking, lending, and wealth management services to our personal, business, and commercial customers. Headquartered in Lake Oswego, Oregon with 4,000+ employees and operations across Oregon, Washington, California, Idaho, Arizona, Colorado, and Nevada. It's an especially exciting time to join our team as, upon the completion of the merger with Columbia Bank, we grow to become a leading western regional bank with more than $50B in assets under management and an unwavering commitment to our associates, our customers, and our communities.About the Role:Acts as the primary liaison with customers and title company representatives, during all phases of financing. Works specifically on commercial C&I and real estate term loans. Manages and monitors loans on an ongoing, day-to-day, and transactional basis working in close partnership with the Commercial Relationship Manager. Responsible for the administration and management of the Commercial loan process including the documentation, closing, file maintenance and data input.Set up, process, and monitor documents, and files for commercial loan package completion to meet lending specifications. Review and monitor loan documents for accuracy, completeness and adherence to approval conditions.Maintain files with sufficient documentation for third-party review and prepares files for timely audits.Set up and monitor loan and financial ticklers to ensure accuracy and timeliness. Responsible for ensuring all closing conditions are met and loans are closed within time frames.Assist Commercial Relationship Manager and underwriter in obtaining, scanning and archiving information required for underwriting a loan request. May assist Commercial Relationship Manager in ordering third party reports related to a loan request.Review and resolve a variety of customer problems/issues regarding bank products and services.Monitor existing loans to ensure complete conformity with terms. Follow up with customer to obtain all necessary information and clarification on financial analysis materials and resources.Process advances of funds for payment of credit accounts at the request of the borrower or Commercial Relationship Manager. May negotiate loan-signing dates with customers and Commercial Relationship Manager. May work with attorneys and other financial or legal resources to obtain the correct, accurate documents to fully protect the financial institution's interests in the credit relationship.Responsible for GL Certification which includes research, balancing and certification.May perform preliminary review of property and liability insurance to ensure it complies with bank policy and procedure.May provide customer service, administrative support and inter/intra office communication support for the department.Works on commercial property construction and/or term loans from moderate to complex in nature.Analyzes title insurance commitment reports including title exceptions, and responsible for preparing title/escrow instructions. Responsible for reviewing final title policy to ensure it complies with the title/escrow instructions and confirms that the bank's lien position is accurate.Monitors note rate re-pricing, fixings and adjustments, as applicable, in accordance with the loan approval and loan documentation.Follow up on all post-closing requirements required as part of the credit approval and loan closing policy and procedure.Reviews and analyzes land surveys and environmental reports.Demonstrate compliance with all bank regulations that apply to your position and keep up to date on regulation changes.Maintain working knowledge of our policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security, and other regulations that apply to your position.May be asked to coach, mentor, or train others and teach coursework as subject matter expert.About You:Bachelor's degree in business or finance preferred.5-8 year's previous commercial loan administration and loan documentation experience required.Must have an advanced level of knowledge in all areas of real estate lending including letters of credits, borrower based lending, multi-phase construction and multiple collateral properties.Excellent analytical and problem solving skills.Advanced arithmetic skills.Excellent written and verbal communication skills and interest in learning to present information to others and/or train others.Working knowledge of commercial finance, law, documentation, accounting and data systems.Ability to train and present to small and large audiences or has the interest and ability in learning to train and present.Ability to read and write, with basic arithmetic skills.Basic analytical and problem solving skills.Strong written and verbal communication skills.Ability to work effectively with individuals and groups across the company to manage internal and external customer relationships.Proficiency with personal computers and related software packages such as Word and Excel, and other business machines.We offer a competitive total rewards package including base wages and comprehensive benefits. The pay range for this role is $21.90 to $33.82, and the pay rate for the selected candidate is dependent upon a variety of non-discriminatory factors including, but not limited to, job-related knowledge, skills, and experience, education, and geographic location. The role may be eligible for performance-based incentive compensation and those details will be provided during the recruitment process.We offer eligible associates comprehensive healthcare coverage (medical, dental, and vision plans), a 401(k)-retirement savings plan with employer match for qualifying associate contributions, an employee assistance program, life insurance, disability insurance, tuition assistance, mental health resources, identity theft protection, legal support, auto and home insurance, pet insurance, access to an online discount marketplace, and paid vacation, sick days, volunteer days, and holidays. Benefit eligibility begins the first day of the month following the date of hire for associates who are regularly scheduled to work at least thirty hours weekly.Our Commitment to Diversity:Umpqua Bank is an equal opportunity and affirmative action employer committed to employing, engaging, and developing a diverse workforce. All qualified applicants will receive consideration for employment without regard to race, color, national origin, religion, sex, age, sexual orientation, gender identity, gender expression, protected veteran status, disability, or any other applicable protected status or characteristics. If you require an accommodation to complete the application or interview(s), please let us know by email: careers@umpquabank.comTo Staffing and Recruiting Agencies:Our posted job opportunities are only intended for individuals seeking employment at Umpqua Bank. Umpqua Bank does not accept unsolicited resumes or applications from agencies and Umpqua Bank will not be responsible for any fees related to unsolicited resume submissions. Staffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Umpqua Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team.

Keywords: Umpqua Bank, Vancouver , Relationship Specialist - Portland/Vancouver, Accounting, Auditing , Vancouver, Washington