Posted on: January 15, 2022
Mortgage Processor Needed ASAP!! Great $$$
This Jobot Job is hosted by: Elliott Smith
Are you a fit? Easy Apply now by clicking the "Apply Now" button
and sending us your resume.
Salary: $55,000 - $100,000 per year
A bit about us:
We want to satisfy our customers' financial needs and help them
succeed financially. We're looking for talented people who will put
our customers at the center of everything we do. Join our diverse
and inclusive team where you'll feel valued and inspired to
contribute your unique skills and experience.
Why join us?
Competitive Base Salary!
Extremely Competitive Equity Package!
Flexible Work Schedules!
Accelerated Career Growth!
3-5 years retail experience - we have not had great success with
processors trying to move from wholesale. My experience is that
they are not used to or able to deal directly with borrowers and
loan officers and we expect our sr. processors to be able to do
Experience working in a processing-first workflow (some retail
shops do UW first and those processors generally do not have the
pre-UW skills that we are looking for like income calc, reading AUS
Great written and verbal communication skills - must be able to
have professional phone interactions with borrowers and can write a
professional email. Must understand the importance of being
responsive to clients and colleagues
Can adhere to a service level agreement - we have turn time
expectations for processors for initial submission and CTC
Quality of work - we expect a 2 touch in UW (initial submit &
Production - can close 20-25 files per month (carrying an active
pipeline of 35-40 loans at any given time)
Willing to work from one of our 3 Atlanta area production offices -
Atlantic Station, Alpharetta or Johns Creek
Experience working with a paperless, web-based LOS (Mortgage
Cadence a plus) and generally strong computer skills
Experience with a majority of the following loan products:
conventional, FHA, VA, USDA, construction, Homestyle renovation,
portfolio, HELOC, second mortgages
Ability to calculate all types of income including: base,
OT/bonus/commission, self-employed, retirement, rental etc
Knowledge of TRID compliance requirements and waiting periods
(understands when a COC/redisclosure is needed)
Can take charge of a file - we expect our processors to be the
"captain of the ship" once the file hits operations. It is their
responsibility to ensure that all the moving parts that need to
come together do so in plenty of time before closing. This takes
attention to detail, the ability to multi-task, and firm
organizational tools & practices.
Basics of Processing:
Can run & read AUS findings (DU, LPA, GUS)
Can read and analyze a credit report (tradelines, pay history,
public records, fraud, OFAC, etc)
Can calculate income
Can analyze bank statements (large deposits, undisclosed recurring
debt, NSFs/Overdrafts, transfers between accounts, liquid vs
non-liquid, reserves vs cash to close, etc)
Can analyze collateral docs (owner of record, subject property
address validation, PUD vs. condo, insurance coverage requirements,
flood certs/flood ins, subject-to appraisals, purchase contracts &
Understands required program disclosures/redisclosures
Understands PMI & gov't MI
Interested in hearing more? Easy Apply now by clicking the "Apply
Keywords: Jobot, Vancouver , Mortgage Processor, Other , Vancouver, Washington
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